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--- projects:move_along:planning:household_budget [2026/02/19 16:53] – removed - external edit (Unknown date) 127.0.0.1
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+====== Household Budget Comparison ======
+Assumptions:
+  * Married couple
+  * $110,000 income
+  * Remote work
+  * Renting initially
+Net income estimates include state taxes.
+----
+===== Albany, NY =====
+Estimated state tax:
+  ~$6,000
+Monthly take-home (approx):
+  ~$6,800–$7,200
+Typical monthly costs:
+  Rent: $1,600–$2,000
+  Utilities: $250
+  Insurance: Moderate
+  Groceries: Moderate
+Savings potential:
+  Moderate
+----
+===== Knoxville, TN =====
+State income tax:
+  $0
+Monthly take-home:
+  ~$7,400–$7,800
+Rent:
+  $1,200–$1,800
+Lower housing and no state tax increase savings potential by:
+  ~$800–$1,200/month
+----
+===== Chattanooga, TN =====
+State income tax:
+  $0
+Rent:
+  $1,300–$1,900
+Savings advantage vs Albany:
+  ~$700–$1,100/month
+----
+===== Tampa, FL =====
+State income tax:
+  $0
+Rent:
+  $1,800–$2,500
+Savings vs Albany:
+  ~$500–$900/month (offset by higher housing + insurance)
+----
+===== Raleigh, NC =====
+State income tax:
+  ~$5,000
+Rent:
+  $1,700–$2,400
+Savings vs Albany:
+  ~$200–$600/month
+----
+===== Financial Ranking for Your Income =====
+Most savings:
+. Knoxville
+. Chattanooga
+Balanced:
+. Jacksonville
+. Raleigh
+Lifestyle-first:
+. Tampa