Differences

This shows you the differences between two versions of the page.

--- projects:odds_rpg:systems:economy [2026/02/17 20:54] – freedomotter
+++ projects:odds_rpg:systems:economy [2026/02/17 21:43] (current) – freedomotter
@@ Line 1: / Line 1: @@
 ====== Economy & Wealth ======
-ODDS RPG supports two economy modes.
+ODDS supports two approaches to wealth:
-The GM chooses one at campaign start:
+  * Abstract Wealth (narrative-focused)
+  * Concrete Currency (credit-based tracking)
-  * Abstract Wealth (fast, narrative-driven)
+The GM chooses one method at campaign start.
-  * Detailed Currency (granular, gear-focused)
+Do not mix systems unless intentionally blending genres.
-Both systems are compatible with the rest of ODDS.
 ----
-===== Mode 1: Abstract Wealth (Default) =====
+===== Option 1: Abstract Wealth =====
-Characters have a Wealth Tier instead of tracking money.
+Characters have a Wealth Rating from 0 to 5.
-^ Tier ^ Name ^ Description ^
+ – Destitute
-| 0 | Broke | Struggling, dependent on favors |
+ – Poor
-| 1 | Modest | Can afford common gear and travel |
+ – Modest
-| 2 | Comfortable | Access to quality gear |
+ – Comfortable
-| 3 | Wealthy | Can fund operations and hire help |
+ – Affluent
-| 4 | Elite | Major influence and rare access |
+– Wealthy
+Wealth reflects access to gear, contacts, and lifestyle.
+It is not exact currency.
 ----
-==== Buying Items (Abstract) ====
+===== Making Purchases (Abstract) =====
-Each item has a Wealth Requirement.
+Routine purchases:
+  Automatically succeed if reasonable for your Wealth level.
-^ Item Type ^ Suggested Wealth ^
+Significant purchases:
-| Everyday gear | 0–1 |
+  Roll 1d20 + Wealth against a TN set by the GM.
-| Quality equipment | 1–2 |
-| Military / Enchanted gear | 2–3 |
-| Rare / Restricted | 3–4 |
-If item requirement ≤ your Wealth:
+Suggested TNs:
-  You acquire it.
-If requirement > your Wealth:
+Basic Gear → 8
-  Roll 1d20 + Presence (add relevant skill if appropriate) vs TN 15.
+Quality Equipment → 12
+Specialized Equipment → 15
+Rare or Restricted → 18
+Legendary or Black Market → 22
 On success:
-  Acquire item, but choose one:
+  You acquire the item.
-    * Reduce Wealth by 1 until end of session
-    * Gain an Obligation
-    * GM introduces complication
 On failure:
-  Cannot acquire now
+  You cannot afford it right now.
-  OR accept two consequences above.
+  The GM may offer a narrative complication instead.
-----
+On Strong Success:
+  Wealth does not decrease.
-===== Obligations (Abstract Mode) =====
+On failure by 5 or more:
+  Wealth decreases by 1.
-Track with boxes:
+Wealth never drops below 0.
-Obligations: ☐ ☐ ☐
+Wealth may increase after major rewards or successful ventures.
-At 3 boxes:
-  A creditor, rival, or authority creates a scene complication.
-Clear an Obligation by:
-  * Completing a job
-  * Paying debt narratively
-  * Accepting a dangerous favor
 ----
-===== Mode 2: Detailed Currency (Optional) =====
+===== Option 2: Concrete Currency =====
-Instead of Wealth Tiers, track actual money.
+Characters track credits, gold, or equivalent currency.
-Choose a setting-appropriate currency:
+Example starting funds:
-  Gold, Credits, Dollars, Trade Bars, etc.
+credits (Tier 2 Heroic)
-----
+Equipment has fixed costs determined by the GM.
-==== Starting Funds ====
+Track purchases normally.
-GM determines based on campaign tone.
+This mode is recommended for:
-Suggested starting values:
+  * Gritty campaigns
+  * Survival-focused play
-Low resources → 100 units
+  * Cyberpunk settings
-Standard → 300 units
+  * Economic or trade-heavy stories
-Heroic → 600 units
 ----
-==== Item Cost Guidelines ====
+===== Lifestyle & Upkeep =====
-^ Item Category ^ Cost Range ^
+In Abstract mode:
-| Basic gear | 10–50 |
+  Lifestyle is covered by Wealth rating.
-| Quality weapons/armor | 75–200 |
-| Advanced gear | 200–500 |
-| Rare / restricted | 500+ |
-Adjust for setting.
+In Concrete mode:
+  Minor living expenses are ignored unless narratively important.
-----
+The GM may impose periodic upkeep costs for:
-==== Earning Money ====
+  * Starships
+  * Vehicles
+  * Bases
+  * Cybernetics maintenance
-Minor job → 50–100
+Only track upkeep if it supports the tone of the campaign.
-Standard mission → 150–300
-Major contract → 400–800
-Boss-level reward → 1000+
-Split evenly unless negotiated.
 ----
-===== Lifestyle Costs (Optional) =====
+===== Salvage & Rewards =====
-If tracking realism:
-Per session or downtime period:
-Poor lifestyle → 10
+Rewards may grant:
-Modest → 25
-Comfortable → 50
-Luxury → 100+
-Failure to maintain lifestyle may:
+  * Wealth increase (Abstract mode)
-  * Reduce reputation
+  * Currency payout (Concrete mode)
-  * Increase complications
+  * Assets (labs, vehicles, safehouses)
-  * Trigger debt
+  * Reputation boosts
-This rule is optional.
+Wealth increases should be meaningful.
+Avoid frequent +1 increases unless campaign scale supports it.
 ----
-===== Hybrid Option (GM Discretion) =====
+===== Blended Mode (Optional) =====
-You may use:
+For hybrid campaigns:
-  Abstract Wealth for large purchases
+  Use Concrete Currency for gear.
-  Currency for small gear and consumables
+  Use Wealth Rating for influence and lifestyle.
 Example:
-  Track ammo and grenades with money.
+  A character may be low on credits but still socially connected.
-  Use Wealth Tier for vehicles or property.
-If using hybrid:
+Blended mode requires GM discipline to avoid double benefits.
-  Wealth changes slowly.
-  Currency fluctuates normally.
 ----
-===== Design Principle =====
+===== Design Notes =====
-Choose the mode that matches campaign tone.
+Abstract Wealth:
+  * Fast
+  * Narrative-focused
+  * Low bookkeeping
-Use Abstract Wealth if:
+Concrete Currency:
-  You want speed and narrative focus.
+  * Detailed
+  * Tactical
+  * Resource-driven
-Use Detailed Currency if:
+Choose the method that reinforces your campaign tone.
-  You want equipment progression and resource pressure.
-Do not let bookkeeping slow the game.
+Switching mid-campaign is possible, but requires recalibration.
 ----
-ODDS RPG Economy v1.1
+ODDS RPG Economy v1.0 Playtest