Assumptions:
Net income estimates include state taxes.
Estimated state tax:
~$6,000
Monthly take-home (approx):
~$6,800–$7,200
Typical monthly costs:
Rent: $1,600–$2,000 Utilities: $250 Insurance: Moderate Groceries: Moderate
Savings potential:
Moderate
State income tax:
$0
Monthly take-home:
~$7,400–$7,800
Rent:
$1,200–$1,800
Lower housing and no state tax increase savings potential by:
~$800–$1,200/month
State income tax:
$0
Rent:
$1,300–$1,900
Savings advantage vs Albany:
~$700–$1,100/month
State income tax:
$0
Rent:
$1,800–$2,500
Savings vs Albany:
~$500–$900/month (offset by higher housing + insurance)
State income tax:
~$5,000
Rent:
$1,700–$2,400
Savings vs Albany:
~$200–$600/month
Most savings:
1. Knoxville 2. Chattanooga
Balanced:
3. Jacksonville 4. Raleigh
Lifestyle-first:
5. Tampa