Assumptions:

• Married couple
• $110,000 income
• Remote work
• Renting initially

Net income estimates include state taxes.

Estimated state tax:

~$6,000

Monthly take-home (approx):

~$6,800–$7,200

Typical monthly costs:

Rent: $1,600–$2,000
Utilities: $250
Insurance: Moderate
Groceries: Moderate

Savings potential:

Moderate

State income tax:

$0

Monthly take-home:

~$7,400–$7,800

Rent:

$1,200–$1,800

Lower housing and no state tax increase savings potential by:

~$800–$1,200/month

State income tax:

$0

Rent:

$1,300–$1,900

Savings advantage vs Albany:

~$700–$1,100/month

State income tax:

$0

Rent:

$1,800–$2,500

Savings vs Albany:

~$500–$900/month (offset by higher housing + insurance)

State income tax:

~$5,000

Rent:

$1,700–$2,400

Savings vs Albany:

~$200–$600/month

Most savings:

1. Knoxville
2. Chattanooga

Balanced:

3. Jacksonville
4. Raleigh

Lifestyle-first:

5. Tampa