ODDS RPG supports two styles:

• Wealth Tiers (recommended) for fast play
• Currency (optional) for gear-heavy campaigns

Your Wealth is a single rating from 0–4.

If the item is at or below your Wealth tier:

You get it.

If the item is above your tier:

Roll 1d20 + Presence + (Contacts/Streetwise/Business skill if relevant) vs TN 15.

On success:

You acquire it, but choose one:
  * Debt: Gain 1 Obligation
  * Burn: Reduce Wealth by 1 until end of session
  * Heat: GM adds a complication tied to the purchase

On failure:

You can’t get it right now, OR you can still get it but take **two** consequences above.

Examples by genre:

• Fantasy: Rare = enchanted weapons, elite mounts
• Sci-fi: Rare = military-grade tech, restricted cyberware
• Western: Rare = Gatling gun access, railroad contracts

When the party completes a major job:

• Increase party Wealth by 1 step for the next session (temporary)

OR

• One character increases Wealth permanently (GM choice)

OR

• Gain a permanent asset (safehouse, ship upgrade, patron)

Track Obligations as boxes: ☐ ☐ ☐

When you take Debt, check a box. At 3 boxes:

A creditor, rival, or authority shows up to collect (GM creates a scene).

Clear one box by:

• Paying it off (job, cash, favor)
• Taking a dangerous deal
• Burning a relationship (lose a contact)